Shop online without the “will it arrive?” anxiety.
MiddlePay sits between you and any vendor, on Instagram, WhatsApp, or anywhere, so your money is only released when you've received exactly what you ordered.
Three steps. One outcome:
you don't get scammed.
Step 01
Pay into escrow
Your money goes into a regulated trust account, not the vendor's pocket.
Step 02
Receive your order
Vendor delivers. You inspect it within the agreed window.
Step 03
Release or dispute
Confirm to release funds, or raise a dispute and get protected.
Start your next transaction with full protection.
Join thousands of Nigerians using MiddlePay to send, receive and protect every payment.
₦10M+
Protected
500+
Transactions
98.4%
Disputes resolved
2.1 hrs
Avg release